Hospital Indemnity
MetLife becomes effective: 01/01/2027
INFO CENTER
Forms:
Please contact the Trust for assistance with filing a claim.
Applications:
Contact MetLife Customer Service at:
1-800-438-6388, Monday through Friday
from 8:00 a.m. to 8:00 p.m., EST.
Create your account at: mybenefits.metlife.com
- Member Only - $14.25/mo
- Member + Spouse - $38.74/mo
- Member + Child(ren) - $28.21/mo
- Member + Family - $52.69/mo
For assistance contact a MetLife Customer Service Representative at 1-800-438-6388
Hospital Indemnity is coverage to help with unexpected expenses, such as hospitalization expenses that may not be covered under your medical plan.
With Hospital Indemnity Insurance, you’ll have a plan which provides benefit payments for covered events regardless of any other insurance payments you may receive.
REMEMBER: This is a fixed indemnity policy, NOT health insurance. This fixed indemnity policy which pays you a pre-set dollar amount if you’re sick or hospitalized.
- You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
Coverage Highlights:
- Coverage available for eligible family members
- Portable coverage that can continue after employment changes
- Benefits paid directly to the insured and can be used for any purpose
The additional supplemental coverage from the Trust does NOT reduce what Gold Shield pays.
All other insurance that pays you cash directly “coordinate” with Gold Shield– which reduces the amount Gold Shield pays to you.
These policies pay in ADDITION to your Gold Shield, which means more in your pocket when you need it most.
- ARG: Accident Plus
- ARG: Shield PLus
- MetLife: Critical Illness
- MetLife: Hospital Indemnity
