Hospital Indemnity
MetLife becomes effective: 01/01/2027
INFO CENTER
Supervisors are eligible for Hospital Indemnity
Not available to Retired Members
Forms:
Please contact the Trust for assistance with filing a claim.
Applications:
WHAT DOES IT COST?
- Member Only - $14.25/mo
- Member + Spouse - $38.74/mo
- Member + Child(ren) - $28.21/mo
- Member + Family - $52.69/mo
ADDITIONAL LINKS & RESOURCES
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Hospital Indemnity is coverage to help with unexpected expenses, such as hospitalization expenses that may not be covered under your medical plan.
With Hospital Indemnity Insurance, you’ll have a plan which provides benefit payments for covered events regardless of any other insurance payments you may receive.
REMEMBER: This is a fixed indemnity policy, NOT health insurance. This fixed indemnity policy which pays you a pre-set dollar amount if you’re sick or hospitalized.
- You’re still responsible for paying the cost of your care.
- The payment you get isn’t based on the size of your medical bill.
- There might be a limit on how much this policy will pay each year.
- This policy isn’t a substitute for comprehensive health insurance.
Coverage Highlights:
- Coverage available for eligible family members
- Portable coverage that can continue after employment changes
- Benefits paid directly to the insured and can be used for any purpose
