MetLife Critical Illness
MetLife becomes effective: 01/01/2027
INFO CENTER
Contact MetLife Customer Service at:
1-800-438-6388, Monday through Friday
from 8:00 a.m. to 8:00 p.m., EST.
Create your account at: mybenefits.metlife.com
For assistance contact a MetLife Customer Service Representative at 1-800-438-6388
What Is Critical Illness?
A voluntary critical illness insurance plan from MetLife which provides a lump-sum cash benefit when a covered person is diagnosed with certain serious health conditions, including cancer, heart attack, stroke, kidney failure, major organ transplant, and other covered illnesses.
Who Can Apply?
Rank and File; Supervisor
What Does C.I. Cost?
Active: Starting at $4.60 monthly
How it works
Does the money go to my doctor? It’s up to you.
Benefits can be used for any purpose, such as medical expenses, household bills, travel costs, or lost income. Coverage is available for members, spouses/domestic partners, and dependent children, and includes an annual health screening benefit.
5 Levels of Coverage
Price and coverage is based on your age, and the amount you want to buy. From $10,000–$50,000, up to age 75. Coverage for Members, Spouses and Family. See the chart for the details.
Cancer up to $50,000; Heart Attack up to $50,000; Stroke up to $50,000; Kidney Failure up to $50,000; Major Organ Transplant up to $50,000; Benign Brain Tumor up to $50,000; Coma up to $50,000; Paralysis up to $50,000; Severe Burn up to $50,000; Sudden Cardiac Arrest up to $50,000
The additional supplemental coverage from the Trust does NOT reduce what Gold Shield pays.
All other insurance that pays you cash directly “coordinate” with Gold Shield– which reduces the amount Gold Shield pays to you.
These policies pay in ADDITION to your Gold Shield, which means more in your pocket when you need it most.
- ARG: Accident Plus
- ARG: Shield PLus
- MetLife: Critical Illness
- MetLife: Hospital Indemnity
