Group Accidental Death & Dismemberment Insurance
What Is It?
AD&D helps bridge the financial gap that occurs when a breadwinner meets accidental death, or an accident results in loss of sight or loss of limbs. In addition, it provides financial assistance to train or retrain you or a loved one for a new career.
Who Can Apply?
Rank and File; Supervisor; Retired
What Does It Cover?
AD&D pays a dollar amount on accidental death or loss of limbs. (See chart below.)
Additional benefits include an education benefit for a surviving spouse, funds to help with day-care for young children and funds for adaptive home and vehicle alterations.
Complete benefit amounts are located in the Catalog of Benefits .
Retired Coverage Starting Monthly at $1.60
CCPOA Retired Chapter dues paying members are eligible to enroll, also your spouse under age 75, and unmarried dependent children under age 21.
Unmarried children who are full time students and primarily dependent on you for support are also eligible to age 23.
How Does It Work?
You pick an amount of coverage to buy (Principle Sum.) Your monthly payment remains constant, but the amount of coverage does reduce as you age. When a claim is paid-out it is based on a percentage of the Principle Sum, the type of injury, and your age.
Rates Current: January 2020
|Rank & File||Supervisor||
|MONTHLY COST VIA PAYROLL DEDUCTIONS||MONTHLY COST VIA RETIREMENT BENFIT DEDUCTIONS|
|Principal Sum||Member Only||Family Plan||Member Only||Family Plan|
30-DAY FREE LOOK
If you are not completely satisfied with the terms of your Certificate of Insurance you may return it, without claim, within 30 days. Your coverage will be invalidated and you will receive a full refund - no questions asked.
Includes additional benefits like Day Care, Adaptive Vehicle and Spouse Education.
Bates #: 1710192