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Retiree Piggyback A special program for Retiree members The CCPOA Benefit Trust Fund has a Piggyback program for retiree members. Piggyback is designed to save participants money on their dental, vision, and hearing aid out-of-pocket expenses.
How does Piggyback work? Piggyback helps offset the out-of-pocket expenses incurred from your dental, vision, and hearing aid programs. For retirees, Piggyback pays you back for expenses you initially pay for covered services. By submitting a timely claim to the Trust, you will receive a reimbursement for covered expenses. There is a maximum dental benefit per family per calendar year of $2,000.
What's new in Retiree Piggyback?
The Trust has eliminated the annual Open Enrollment for Piggyback. Now you can enroll throughout the year in Piggyback if you want to sign up for Piggyback. No more waiting to join.
Because the Trust knows many retirees have young families, an orthodontic benefit has been added to the retiree program. There is a one-year wait from the time you enroll in Piggyback until you are covered for this benefit- check with the Trust for limitations. Piggyback will pay a 50% benefit for orthodontic care with a family lifetime maximum benefit of $500. To be covered, treatment must begin after the waiting period.
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