Converting to
Vault's Accident & Sickness Programs

OFFICIAL NOTICE: As of February 15, 2024, all Triada policies are now covered by VAULT Administrative Services. No action is required by the policy holder. There is no change in coverage or premiums. Joe Gonsalves and his team at ARG Benefits are still your direct representatives.

How does Vault work?

Vault provides what is called supplemental coverage. Supplemental insurance plans are designed to fill in gaps not covered under traditional major medical plans. While health insurance provides coverage for medical bills, supplemental insurance covers additional expenses including deductibles, living expenses and lost wages. Benefits are paid directly to you, the member, to use as you see fit. These policies cover you on and off the job 24/7/365.

Vault has two kinds of coverage, accident coverage and an injury/sickness income program. Each is separate coverage, but both work in a similar fashion, both designed to pay you cash benefits. Want help when you are injured? Look at Vault's ACCIDENT CHAMPION policy. Want additional monthly income for when you are injured or sick? Look at Vault's SHIELD PLUS plan.

Accident Coverage

Vault Administrative Services
ACCIDENT CHAMPION

You do not need to be off-work to collect Vault's Accident Champion benefits.

The new Vault policy matches everything the previous carrier (Triada) offered.

Vault's Accident Champion has features that work for our members—starting on day one. Over 70 different benefits.

Injury/Sickness Coverage

Vault Administrative Services
SHIELD PLUS

Vault's Shield Plus allows you to buy coverage in blocks from $500–$1,500. If a doctor says you are sick or hurt, and unable to work, you get paid a daily amount based on your monthly coverage bracket, for up to 6 months.

Vault's Shield Plus is a Guaranteed Issue policy. No medical questions or exams. All members qualify for the same low rates, regardless of age, height, weight or any medical conditions, except mental stress.

The new Vault policy matches everything the previous carrier (Triada) offered.

Converting from Triada to Vault

Because Vault Administrative Services is taking over all the existing policies from the previous carrier (Triada), there will be no change in benefits for existing policy holders in their new coverage.

There are several "legacy" plans which are closed to new enrollment. These include:

Triada-Legacy Accident Champion
Sickness Only Hospital Income (SAP)
Accident Only/Disability (DAP)
Accident Only (ADP)

If you are a “rollover” member who currently has on of these legacy plans from either Triada or Combined, you should contact Colbey Gonsalves at (949) 887-4233 to transition future coverage into a new VAULT policy.

New Policy Holders: Any members who are signing up for the first time will be directly enrolled in a policy from Vault, right from the get-go.

Your Triada Coverage

If you had any policy through Triada, these policies are in the process of being updated to reflect our new carrier–Vault Administrative Services.

Remember, there are NO CHANGES to your coverage during this transition

A.R.G. Benefits is an official partner of the CCPOA Benefit Trust Fund, and the exlusive representative for Vault's Accident Champion and Vault's Shield Plus. Their team of benefit representatives visit Institutions across the state on our behalf.

Questions about your plan?

NEW!
Dedicated Member Line
888-211-6157
corey@argbenefits.com

Your Benefit Trust Field Rep:

Colbey Gonsalves
949-887-4233
colbey.gonsalves@ccpoabtf.org

Visit ARG Benefits

Policy Documents