The CCPOA Disability Benefit Program is designed to help youwith basic living expenses while you are unable to work.
The Disability Benefit Program has 3 levels of coverage: Silver Shield, Gold Shield and Gold Shield Complete (Occupational Rider.)
You have a challenging job with more than a fair share of risk and exposure to harm. To protect yourself and your loved ones, the CCPOA Benefit Trust Fund offers a disability benefit if you are seriously injured or ill and out of work for an extended period. The CCPOA Disability Benefit Program is a voluntary, self-pay program. You pay a small monthly premium for either Gold or Silver Shield coverage. In exchange, you have the peace of mind knowing that you can protect yourself and meet your basic living expenses while unable to work.
A disability that prevents you from working can have a major impact on your life. Aside from the physical effects of a disability, the repercussion on your finances can be devastating. Disability coverage can provide you with a source of income while you’re disabled and unable to work.
The Disability Benefit Program provides benefits if you are unable to work due to a disability that is covered under the Program (not all disabilities are covered under the program). The Plan gives you a choice between: