Dental Plans
Primary Dental & Western Dental

Retired

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Your dental program changes when you retire. Your personnel specialist will help you with the transition and explain the differences between your current dental program and the State’s Retired dental program.

Retired members obtain dental coverage thorough CalPERS.

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If you are currently retired and need information on your dental coverage, please contact CalPERS.

Here’s a quick rundown:
Bargaining Unit Six dental programs are not currently available to Retired members through the Benefit Trust.
When you retire and if you want to continue dental coverage, you are required to change to a State-sponsored dental plan for retired state annuitants.

The qualifications for State Dental coverage:

1. You are eligible if you retire within 120 days of your separation; and,
2. you are eligible to receive a CalPERS retirement benefit.

If you meet the above criteria, but did not enroll in a dental plan at the time of your retirement, it is possible to join later, during the State’s annual open enrollment period (usually held in the Fall for the next year).

Can I continue my CCPOA Primary or Western Dental as a Retired?

No. These programs are only available to you as an active CCPOA member.

Can I add or drop family members?

Yes. You can do so when you initially enroll, during the annual open enrollment period, and within 60 days from the date a change in your family occurs (marriage, divorce, new baby). To make changes to your dental program once you are retired, contact CalPERS.

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State-Sponsored Dental Plans

The State currently offers four programs for retired state annuitants.

Prepaid Plans:

DeltaCare USA (formerly PMI)
1-800-422-4234 • www.deltadentalca.org

SafeGuard
1-800-880-1800 • www.safeguard.net
Prepaid plans provide services through member dentists throughout California. These plans are not available outside of California.
Monthly premiums are fully paid by the State. You have no monthly premiums, deductibles, or maximum annual benefit limits. Many services are provided at low or no cost to you. You may change dentists upon request and/or change plans if you move and your plan is no longer available.

Indemnity Plan:

DeltaPremier - Group No. 9949
1-800-225-3368 • www.deltadentalca.org/state/
Delta Premier features full access to specialty care and guaranteed benefits through member dentists. However, you can see any dentist worldwide and still be covered, although your out-of-pocket costs may be higher.

Preferred Provider Plan:

Delta Preferred Provider Option (PPO)
Group No. 9946
1-800-225-3368 • www.deltadentalca.org/state/
Delta Preferred Provider Option (PPO) provides services through its network of participating dentists, although you may use non-PPO dentists worldwide. (If you receive services outside the PPO network, your out of-pocket costs will be substantially higher.)

Other options to explore when considering retirement
Coverage under a spouse’s dental program
Military dental and/or health coverage
(Tri-Care)

ADDITIONAL LINKS & RESOURCES

State Provided Dental Plans. Click here to view the DPA site.